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Is There an Expiration Date for Checks?

Technically, checks do not expire. Even if they are dated, they can still be cashed as long as the bank account funding the check has enough money. There is such a thing as a stale dated check, however. A check is considered stale dated when the date written on the check is more than six months...

Online Checking Accounts

Online Checking Accounts

Checking accounts allow individual and business depositors within financial institutions to deposit money and withdraw funds via a Federal Insurance Deposit Corporation (FDIC) insured account. The terms and services offered by banks and various financial institutions vary tremendously though...

How Sanitary Is Your Currency?

How Sanitary Is Your Currency?

When taking out a few bucks to pay for a smoothie, you’re probably not thinking too much about where your money has been. Money is such a standard part of daily life that we rarely give it a second thought (except for when we’re thinking about how much of it we have). However, bills travel all over...

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What Is a Drainage Easement?

Easements address the problem of individuals who need access to property that they do not own. Purposes for an easement may vary and provide the categories of easement. One such type of easement is a drainage easement. A drainage easement is a type of easement that allows access to a certain piece...

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What Is an Exclusion Clause?

A contract is a formalized agreement between 2 parties. When one party fails to meet the conditions stipulated in the contract, he or she may be liable for his or her inability to fulfill the conditions and the damages it may incur unless such circumstances were included in an exclusion clause....

20 Economists Who Helped Get Us Into This Mess

20 Economists Who Helped Get Us Into This Mess

Western economies all over are on the verge of collapse. Money is getting printed like there is no tomorrow. Citizens of Western nations recognize that something is all screwed up with the way our economies are run - there is pessimism in the air. Unemployment is growing at a rapid rate. So...

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What Is Donor Fatigue?

Donor fatigue is the term used to refer to the situation wherein people experience a reluctance to give to charity in spite of having done so in the past. Donor fatigue is something that has been on the rise in the recent years, and for obvious reasons, this is a major cause of concern for charitable...

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What Is Misrepresentation?

When an individual or entity makes false claims in order to persuade another individual or entity into entering into a transaction with the former, the former may be charged with misrepresentation. This type of accusation is most common in cases involving real estate contract claims, fraud, and...

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What Is an Implied Contract?

An implied contract involves the express behavior of a party making a promise of goods or services in exchange for goods, services, or compensation in a promise expressed in the behavior of the other party involved in the agreement. Because an implied contract is only expressed in behavior and...

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What Is Employer Negligence?

An employer has the obligation to ensure that the workplace is safe and that the rights of his or her employees are respected at all times. When an employer fails to deliver such rights, he or she can be accused of employer negligence. Such an offense is a violation of tort law and can be attributed...