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What Is an Unsubsidized Loan?

An unsubsidized loan is a kind of loan wherein the borrower does not receive any assistance with regard to repayment of the loan. In contrast to subsidized loans, the borrower will have to pay the interest on the loan. Subsidized loans are preferred by many people because someone else takes on...

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What Are Starter Checks?

Starter checks are generic checks that are sometimes issued to clients who open a new checking account. The rationale behind issuing starter checks is so that the client can immediately write out checks without having to wait for checks to be printed out. Normally, checks come with the necessary...

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What Is a Letter of Guarantee?

A letter of guarantee is a piece of documentation that can be requested from your bank or other financial institution with the purpose of providing additional support for a transaction or contract. A letter of guarantee basically provides concrete confirmation that an individual, who is a client...

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What Is Property Damage?

Property damage is damage or harm done to property by an individual or by forces of nature. Property damage can be done to both public and private property. When harm is done to property, it can be classified as intentional, due to negligence, or due to nature. Sometimes, property damage can...

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Basic Info About Credit Card Balance Transfers

A credit card balance transfer is one way to deal with credit card debt. There is a plethora of credit card providers, each of them offering various kinds of credit cards. The good thing about this is that consumers are given a wide variety of choices. This also means that the competition is so...

Highest Paying Non-Doctor Health Care Jobs

Highest Paying Non-Doctor Health Care Jobs

Many people assume that the only way to make a good salary without being worked into the ground in health care is to be a doctor. But there are many high paying jobs in the health care field that don't require you to become a doctor. Below we've listed 13 of the highest paying health care jobs...

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How Can I Avoid Getting Behind on My Bills?

Having all the conveniences you can afford is always a good thing, but come billing time, things can get quite hectic. It is not uncommon for the average working person to have so many bills that they tend to pile up and become quite unmanageable. While this might have become a habit for so many...

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Guide to Reward Credit Cards

Reward credit cards are available to clients with solid credit histories and high credit scores. Rewards programs offered by credit card companies give card holders multiple incentives, cash back, and other rebates designated as "rewards" to credit card users. Reward credit cards have been...

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A Guide to Airline Credit Cards

Airline credit cards are great for people who frequently travel and/or are frequent flyers. Most airline credit cards offer travel reward based upon travel related expenses charged to the credit account and for purchases of air travel and/or hotel accommodations. Airline credit cards offer...

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What Is Consumer Finance?

Consumer finance refers to the set of activities that lenders and borrowers engage in. The lender can be represented by any entity, but is usually a business. In the same manner, borrowers may be individuals or business entities as well. Consumer finance is a very broad term that covers a host...