Keeping track of your bills can be a tedious process. This is especially true if you have several credit cards, a lot of utilities, and a handful of insurance/investment plans. It is imperative that you keep track of your bills and that you pay all of them in a timely manner if you want your credit record to be clean. Your credit score depends on your credit record, and a single late or missed payment can bring down your score significantly.
One easy way to ensure that your bills are paid on time is to enroll them in an automatic payment system. Most credit card companies, utility companies, etc. have automatic payment systems these days. All that you need to do is enroll them in your bank account and the bills will be paid regularly on time. This saves the hassle of having to check each and every bill that comes in and manually paying them. Of course, you have to keep a close eye on your bank statements to ensure that there are no irregularities in the payments or debits from your bank account.
If you do not want to have the bills automatically deducted from your account, an alternative is to use online banking to manually pay your bills. If you choose this option, you have to have a calendar marked with all the due dates of your obligations. You also have to enroll each account in your online banking system, then you can pay the bills wherever you are, whenever you want to. The disadvantage of this system is that you may still overlook paying a bill or two.