Liability insurance is a type of insurance that is structured to protect the holder in the case of 3rd party lawsuits or claims. Insurance companies offer many different types of insurance policies. One of these products is a liability insurance, which is one of the most popular types of insurance...
An insurance premium refers to the amount of money that is stipulated by an insurance company that a insurance policy holder must pay in order to maintain the active coverage of the insurance. Insurance premiums asked by different insurance companies will vary even if these companies offer the...
Owning your own car or truck is a large financial undertaking. In addition to the cost of the vehicle, you are responsible for all your own repairs, not to mention the price of gas. Car insurance is yet another cost associated with vehicle ownership. Drivers with multiple operating infractions or...
Every state has different procedures for filing unemployment. Here is an exhaustive list of where to file for unemployment in every single state if that state offers unemployment filing online. This is meant merely to be assistance to those who are looking to file online. Determine Your EligibilityThe...
Critical illness insurance is a kind of insurance policy that is meant to cover the costs associated with treatment for certain serious illnesses as outlined in the policy. More often than not, critical illness insurance is not a stand alone policy, but is purchased in tandem with another policy,...
Loan protection insurance is a kind of insurance product that offers coverage for when an individual takes out a loan. In case something happens and the borrower is unable to make payments towards his loan, the loan protection insurance policy kicks in and takes care of the payments. The amount of...
Credit insurance is a kind of insurance that covers the debt of the policy holder in case he is unable to do so. This term is actually an umbrella term which covers two more specific kinds of insurance - business credit insurance and consumer credit insurance. Business credit insurance refers to...
Fraud involves misrepresentation of a party, which causes damages or losses to another party. In terms of insurance fraud, individuals obtain payouts from insurance entities through misrepresentation or deceitful means. The conditions for insurance fraud fundamentally entail intentional misrepresentation...
Universal life insurance a kind of life insurance policy that has the added benefit of providing the policyholder a chance to build up cash value. In short, a person who has a universal life insurance policy can have access to the money that he puts in. He can make additional deposits on top of...
An insurance claim refers to the process of a person applying to get the benefits provided by an insurance company that is stipulated in the insurance policy the person pays for. An insurance claim must be filed before any money is given to the hospital, car repair shop or other contracted service...
